Dr. Florian Höld is a lawyer and Counsel in the Property and Transportation practice area at the Cologne office. He is a specialist in insurance law and handles national and international claims and litigation in the field of industrial property insurance, including reinsurance. He has particular expertise in the areas of complex losses, natural hazards, cyber losses and fraud defense. In addition, Dr. Florian Höld advises on product design and development as well as cross-border recourses. Due to his specialization and many years of experience, he has not only profound legal knowledge but also a deep understanding of the industry. In the recent past, for example, he was involved in numerous coverage audits of heavy rain and flood claims as a result of the 2021 flood catastrophe and in equally ongoing large-scale cyber claims.